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7 Exclusions to Your Typical Life Insurance Plan

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Life insurance is one of the most effective ways to ensure your family is protected. Should you suddenly become incapacitated or pass away, life insurance funds can be paid at once to the named beneficiaries without any concern about taxes or delays related to probate. However, when buying a life insurance policy, the one person who truly has your back is your agent. Every life insurance... Read Article

Insured losses from Hurricane Irma in Florida at nearly $2 billion

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In the Tampa Bay area, Polk County had the highest number of claims, with more than 10,001, a map from insurance regulators indicated. Insurance regulators declined to provide specific numbers for each county. Hillsborough and Pinellas counties had between 5,001 and 10,000 claims each; Pasco, Manatee and Sarasota counties had between 2,501 and 5,000 claims each, and Hernando County had between 1,001 and 2,500 claims,... Read Article

When To Time Your Life Insurance Purchase

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Having a young family is the busiest time of life, and raising little ones tends to tie up a majority of the available time and attention. Young parents may forget to consider that putting a term life insurance policy in place is an important matter. Over the younger years, these policies are at their most affordable rates. Protecting your family with term life insurance can... Read Article

What to do before and after the storm

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Before the storm  The CFA offers these three tips:  Locate your homeowners or renters policy, and make sure it’s in a safe place where you can reach it after the storm. Review your policy to find out how and where to report a claim. If possible, document your belongings with photos or a video tour. The Property Casualty Insurers Association of America also recommends a... Read Article

Do You Need Homeowners Insurance?

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If you own a home and have a mortgage it is likely that you have a Homeowners Insurance policy. To qualify for a mortgage and to maintain it, most mortgage lenders demand that you have this protection. As a minimum, your homeowner’s insurance policy protects you financially in the event of fire or vandalism. Separate flood insurance also protects you from water damage caused by... Read Article
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