Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

Life Happens – Be Prepared – Part 9 of a 12 part series

Could Life Insurance Cover Your Car Loan? Maybe Easier Than You Think! Here’s one of the small perks of having life insurance. It could pay off your car loan. If you are tired of having to make that monthly payment, or perhaps you are planning to retire soon and you want to pay off your debts, your permanent life insurance could go to work for... Read Article

Do I Need Flood Insurance?

You might think you don’t need flood insurance if you live in an area that is considered “high and dry.” Although some areas are more susceptible to flooding than others, flooding can occur anywhere. With heavy rains, spring thaws, or rapid accumulation of rain after a wildfire, flooding can occur in places that are not generally considered at risk. How Does Flood Insurance Differ from... Read Article

Life Happens – Be Prepared – Part 8 of a 12 part series

Life Insurance Can Pay Off Your Mortgage No one really likes making that mortgage payment every month. But, if you are doing okay, working as you usually do, it is something you can do. Here’s a harsh, fairly negative view, though. What happens if your family isn’t able to keep making those payments because your income is no longer available to them? Could they do... Read Article

Are You an Unsafe Driver?

Driving on America’s roadways today is a dangerous undertaking. The National Highway Traffic Safety Administration (NHTSA) reports that the U.S. saw 37,461 traffic fatalities in 2016, many of which were caused by driver error. Many people who consider themselves to be safe, dependable drivers actually have dangerous driving habits. Whether you’ve been driving for days or decades, avoiding the following common driving behaviors can help... Read Article

Life Happens – Be Prepared – Part 7 of a 12 part series

HOW DOES PERMANENT LIFE INSURANCE IMPACT ESTATE PLANNING? Estate planning is the process of creating a process for what happens to your investments and assets after your death. It also works to minimize taxation and helps you to protect your family. Permanent life insurance can often be an integral part of this plan. It’s essential to work with a trusted, experienced independent life insurance agent... Read Article