Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

Do I Need Liquor Liability Insurance If I Only Sell Beer Or Wine?

Despite the name, you will need to make sure you add liquor liability insurance to your business policy if you serve beer or wine at your business. Although most business liability insurance automatically includes host liquor coverage, this only applies to small functions hosted by an enterprise that is not in the business of selling alcohol. Our experienced agency can help ensure you have the... Read Article

Standard Auto Insurance Vs. RV/Camper Insurance: Understanding The Difference

Although a recreational vehicle, or RV, is similar to a car in many ways, the insurance needs for the two types of vehicles differ. Limiting your RV insurance to a typical auto insurance policy would leave you with dangerous gaps in coverage. Basic Differences between RVs and Cars RVs are towable trailers or large motor vehicles that typically include a kitchen space, bathroom, and living... Read Article

5 Questions About Commercial Auto Insurance

Commercial auto insurance and personal auto insurance are not the same. If you are a business owner, our knowledgeable agency can help you find the coverage you need. The following are five important things any business owner should know about commercial auto insurance. What Is the Purpose of Commercial Auto Insurance? Commercial auto insurance is designed to protect your business from legal claims of property... Read Article

RV Insurance – What should your policy include?

There’s nothing quite like hitting the road in your RV, seeing the sights and stopping whenever you decide the time is right. Yet, most RVs are large vehicles, and they are valuable assets. When there is an accident, you want to know you have financial help to support you. That’s what RV insurance offers. The right policy should bring you peace of mind. What Should... Read Article

Will Homeowners Insurance Cover My Driveway, Shed, Or Other Structure?

Homeowners insurance is not one-size-fits all. Policies can be custom-tailored to suit individual needs. However, the majority of homeowners insurance policies include coverage for other structures on the property to help repair or replace structures that have been damaged by a covered risk. What Is Homeowners Insurance? Homeowners insurance is a policy purchased by a homeowner and consisting of coverages to replace or repair the... Read Article