Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.
Common Types of Surety Bonds & How They Work
Posted: May 19, 2022
Common Types of Surety Bonds & How They WorkA surety bond is a contract that ensures specific obligations are met. These bonds are often required for contractors working on government contracts. They are performance-based. A surety bond is a guarantee between three parties. The parties in a surety bond are: The Principal: The individual who is required to have a surety bond. The Obligee: The individual requesting the bond. The Surety Company: The...
Understanding What Your Home Insurance Policy Covers
Posted: May 16, 2022
Understanding What Your Home Insurance Policy CoversUnderstanding your home insurance policy and what it covers is essential but easier said than done. Insurance contracts are written in a legal language unfamiliar to most of us. To understand your coverage, you may want to get help from a local insurance agent. You need to know what is covered – hopefully long before you need to file a claim. You likely have homeowners'...
Need to Save on Insurance? Get a Telematics Device
Posted: May 5, 2022
Need to Save on Insurance? Get a Telematics DeviceTelematics Devices It’s no secret – costs are going up everywhere. With gas prices being sky-high, there’s got to be some way to cut down on vehicle costs, right? One of the first places people start looking is their car insurance policy. Instead of trying to increase your deductible or cut down on coverage, a telematics device may be a good solution. How can a...
4 Things to Know About Employment Practices Liability Insurance
Posted: May 4, 2022
4 Things to Know About Employment Practices Liability InsuranceEmployment Practices Liability Insurance or “EPLI” is a form of business insurance specifically to protect against employment-related lawsuits. While the suit may not be accurate, once filed, you will need to defend against the case, which can prove to be very expensive without this type of insurance. The right Employment Practices Liability Insurance can help you get through challenging legal situations without sustaining severe financial...
How to Travel Safely with Travel Insurance
Posted: May 1, 2022
How to Travel Safely with Travel InsurancePlanning a trip? We all look forward to trips to other states or countries or enjoying a cruise. You may not consider “What if something goes wrong?” but life can throw a curveball, and travel insurance can save the day when it does. What is Vacation Travel Insurance? Vacation travel insurance protects you when you visit another state or country. It is structured to help...