Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.
5 Things to Consider Before Opening a Small Business
Posted: May 4, 2023
5 Things to Consider Before Opening a Small BusinessIf you are opening a small business, you are at the beginning of an adventure that is both rewarding and stressful. In the first stage of opening a small business, putting business insurance in place is a wise decision. Business insurance can protect your business assets, so you are protected against disasters occurring during your entrepreneurial journey. Some small businesses with employees will be required...
Here’s What First Time Homebuyers Should Know
Posted: May 2, 2023
Here’s What First Time Homebuyers Should KnowIf you are a first-time homebuyer, you are about to face a set of unfamiliar challenges. Homeowners insurance is a critical step in the process of buying a home. This insurance protects one of the biggest purchases in a lifetime. With homeowners insurance, you can protect not only the equity, but also the potential growing value of your property over time. It is worth taking...
What You Should Know About Seasonal Business Insurance
Posted: April 19, 2023
What You Should Know About Seasonal Business InsuranceIf you own a business that only operates during certain seasons, it makes more sense to have seasonal business insurance. Seasonal business insurance can provide coverage for businesses that only operate for a limited window of time during the year. It can also provide business income protection for full-time companies with less busy seasons. Continue reading to learn more about seasonal business insurance and how...
What’s Considered a Natural Disaster, and Am I Covered?
Posted: April 16, 2023
What’s Considered a Natural Disaster, and Am I Covered?Natural disasters happen. Although no one can predict when they will occur, homeowners insurance can give you peace of mind. First, however, it is essential to understand what qualifies as a natural disaster under the terms of your policy. Homeowners insurance covers a vast range of natural disasters, including those caused by fire, tornadoes, hail, explosions, windstorms, volcanoes, hurricanes, and extreme cold. That said, homeowners...
Owner-occupied vs Tenant-occupied Homeowner’s Insurance
Posted: April 5, 2023
Owner-occupied vs Tenant-occupied Homeowner’s InsuranceDo you ever rent out your home? Did you know there are different policies you need depending on how the property is occupied? Occupancy options are owner-occupied, tenant-occupied, or a mix of owner and tenant. The differences in owner-occupied and tenant-occupied insurance Owner-occupied: A property that is occupied 6-12 months out of the year by only the deeded owner(s), is an owner-occupied policy. This policy...