If you live in a large community, chances are it’s difficult getting from one side to the other. With so many amenities sprouting up within communities that include grocery stores, multiple clubhouses and social spaces, trails, parks, movie theaters, retail shops, cafes, and recreational areas. Golf carts are also popular for going to a neighbor’s house without expending gas in a normal vehicle.
Depending on the size of your property, you may need a golf cart to get around. Golf carts are great for supporting active lifestyles within the community while cutting down on the carbon footprint and taking up less space. Although you’re going to be using it strictly for movement within the community, you still need insurance.
Why golf cart insurance?
Even if you’re driving in the community, things can happen. A golf cart insurance policy covers any additional accessories you have, damage to the golf cart, and any damage that may have resulted from the golf cart. If you live in a community, your HOA may require it.
What does golf cart insurance cover?
Golf cart insurance covers property damage liability, bodily injury liability, collision, and other types of damage to your cart. That means if you unintentionally cause damage to someone else’s property, injure someone while driving through the community, or collide with another golf cart or vehicle, you’re covered. While it’s not pleasant to consider, golf carts are also prone to theft and vandalism. Depending on where you live, you may even have to contend with fire or wind damage.
Making it a priority to get your golf cart insured is just as important as having insurance on your home. There are many affordable carrier options that provide peace of mind knowing you and your golf cart are ready for anything that comes your way.
Are you ready to look at golf cart insurance options? The team at Dimmitt Insurance can help you get a great rate that won’t break the budget. It’s time to feel confident when you’re driving throughout your community – for yourself and everyone else. For more information, contact an agent at DimmittInsurance.com today!