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Tag: Vehicle

Dimmitt Insurance at Festivals of Speed

This weekend we had the honor to participate in the 14th Annual Festivals of Speed in downtown St. Petersburg FL. The luxury lifestyle Motorsports display showcased over 300 exotic cars, motorcycles, watercraft and luxury brands. The Festivals of Speed show field has become known for its unique diversity, showcasing both vintage and contemporary vehicles of all makes and models placed for display amongst the splendor...

Do I Need Flood Insurance?

The short answer is yes! Whether or not you live in a high risk flood zone, you are taking a tremendous risk with your home and financial security by not obtaining flood insurance. With very few exceptions, homeowners’ insurance does not provide coverage for damage caused by a flood. While the image of a river overflowing its banks often comes to mind when defining a...

Flood Insurance

While homeowners’ insurance typically provides protection for things like a fire, lightning strike, hail damage, theft, and many other hazards, one thing usually not covered under a homeowners’ policy is flood. With few notable exceptions, you must purchase a separate flood insurance policy in order to protect your home from rising water, mud slides, and tidal surge. The National Flood Insurance Program provides coverage for...

After a Car Accident

Immediately following a car accident, the most important thing is to ensure everyone involved is safe. If any injuries exist, be sure emergency services are called immediately so medical care can be administered as quickly as possible. If, thankfully, no one is seriously injured in the accident, you may find yourself wondering about the next steps once the dust settles and your adrenaline surge is...

Do I Have “Full Coverage?”

In the insurance industry we often get asked for policies providing “full coverage,” but this is not a straightforward request. “Full coverage,” is not technically an insurance term.  Many people use “full coverage” to refer to automobile insurance policies that carry both the liability coverage generally required to register a vehicle and coverage for the vehicle itself, specifically comprehensive and collision coverage. Having “full coverage” does...