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Tag: St Pete

Are You Ready For Hurricane Season?

Hurricane season is here, are you ready for it?  Floridians often take a ho-hum attitude when hurricane seasons arrives believing that if they and their property came through past hurricanes without incident, they are safe. These folks are mistaken as the need for advance preparations cannot be overstated. How To Prepare for Hurricane Season Start planning for hurricane season in Florida before the season begins....

Brief Introduction to TypTap by Homeowner’s Choice, Inc.

Forget what you thought you knew about obtaining flood insurance. TypTap Insurance Company, a newly-formed HCI Group, Inc. subsidiary, is now Florida’s first licensed insurer to focus solely on flood insurance. This online platform for quoting and binding flood insurance policies promises to have you completely insured in mere minutes. TypTap was created in order to be an alternative to the National Flood Insurance Program....

Snowbirds: Winterize Your Vacant Home

If you are a snowbird heading south for the winter, there are several key things you can do to help protect your vacant home. Taking these steps can help protect your home from theft, water damage, heating or electrical system malfunctions and other possible threats while you are away for an extended period of time. 1. Make Your Home Appear as Though It Is Continuously Occupied...

Online Identity Theft Prevention

Going online has become part of everyday life, whether it is for everyday activities such as shopping, sending email or paying bills, and managing your accounts. But data breaches, in all their forms, can potentially expose the personal information that we share online, putting consumers at risk of identity theft. According to the 2015 Travelers Consumer Risk Index, 59% of Americans worry about online identity theft. Fortunately,...

Agreed Value vs. Stated Value for High Lux Vehicles

Since 1924, the company where I’m employed has been providing service for individuals to purchase and maintain their luxury vehicles. As the on-site Risk Manager/Insurance Agent for the Clearwater campus, I have uncovered a serious gap in most of my client’s auto insurance that can have detrimental consequences in the event of a serious claim. Actual Cash Value Actual Cash Value is the process your...