Tag: Property Damage Liability

Do You Need Homeowners Insurance?

If you own a home and have a mortgage it is likely that you have a Homeowners Insurance policy. To qualify for a mortgage and to maintain it, most mortgage lenders demand that you have this protection. As a minimum, your homeowner’s insurance policy protects you financially in the event of fire or vandalism. Separate flood insurance also protects you from water damage caused by...

Insurance Rates Rise in Florida

TALLAHASSEE — Floridians are driving more and getting into a lot more accidents, and they're paying the price with rising car insurance rates that are already among the nation's highest. Premiums have risen 14 percent statewide since Jan. 1 of last year — nearly the exact opposite of the ubiquitous TV commercials offering savings of 15 percent or more on car insurance. "People are driving more,"...

Dimmitt Insurance Sponsors Charity Works Golf Tournament

On the weekend of November 12th, The Morton Plant Hospital celebrated 100 years of service to the community. Guests participated in a Friday night kickoff party, Saturday Gala and Sunday brunch. All proceeds from the weekend benefited the Morton Plant Hospital. Dimmitt Insurance is proud to support the Morton Plant Hospital. The Morton Plant Hospital was first opened in 1916 with 20 hospital beds. Today they have...

Flood Insurance

Flood Insurance What is Flood Insurance? Flood insurance covers damage caused by rising water. Floods can happen anywhere, anytime–not just in coastal areas or near lakes and rivers. Torrential rain, snowmelt, mudslides, dam failures and inadequate drainage systems can all cause flood losses. There are two types of flood policies: Preferred and Standard. The flood hazard zone you live in determines the type of policy...

Automobile Insurance Terms

One of the first steps to determining what automobile coverage you need is understanding the insurance terminology on your automobile policy. Below you will find a glossary of coverage terms and basic definitions. If you would like more detailed information, please refer to the article specifically discussing each topic. Bodily Injury Liability – This refers to the liability amount of coverage available if you are responsible...