Skip to the content

Tag: Property Damage Liability

Need Extra Insurance? Get An Umbrella Policy.

What is Umbrella Insurance? Umbrella Insurance is a form of personal liability insurance. It provides additional insurance to supplement homeowners, watercraft or auto coverage. One of the great things about umbrella insurance is that it doesn’t just cover the main policyholder, but it also covers everyone in the family or home. What does umbrella insurance cover? Consider someone gets injured or there is damage to...

Do You Need Homeowners Insurance?

If you own a home and have a mortgage it is likely that you have a Homeowners Insurance policy. To qualify for a mortgage and to maintain it, most mortgage lenders demand that you have this protection. As a minimum, your homeowner’s insurance policy protects you financially in the event of fire or vandalism. Separate flood insurance also protects you from water damage caused by...

Insurance Rates Rise in Florida

TALLAHASSEE — Floridians are driving more and getting into a lot more accidents, and they're paying the price with rising car insurance rates that are already among the nation's highest. Premiums have risen 14 percent statewide since Jan. 1 of last year — nearly the exact opposite of the ubiquitous TV commercials offering savings of 15 percent or more on car insurance. "People are driving more,"...

Dimmitt Insurance Sponsors Charity Works Golf Tournament

On the weekend of November 12th, The Morton Plant Hospital celebrated 100 years of service to the community. Guests participated in a Friday night kickoff party, Saturday Gala and Sunday brunch. All proceeds from the weekend benefited the Morton Plant Hospital. Dimmitt Insurance is proud to support the Morton Plant Hospital. The Morton Plant Hospital was first opened in 1916 with 20 hospital beds. Today they have...

Flood Insurance

Flood Insurance What is Flood Insurance? Flood insurance covers damage caused by rising water. Floods can happen anywhere, anytime–not just in coastal areas or near lakes and rivers. Torrential rain, snowmelt, mudslides, dam failures and inadequate drainage systems can all cause flood losses. There are two types of flood policies: Preferred and Standard. The flood hazard zone you live in determines the type of policy...