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Tag: Miami

Flood Insurance

While homeowners’ insurance typically provides protection for things like a fire, lightning strike, hail damage, theft, and many other hazards, one thing usually not covered under a homeowners’ policy is flood. With few notable exceptions, you must purchase a separate flood insurance policy in order to protect your home from rising water, mud slides, and tidal surge. The National Flood Insurance Program provides coverage for...

Why You Need Uninsured Motorist Coverage, Especially in Florida

In Florida, approximately 1 out of every 4 drivers are driving without automobile insurance. The Insurance Research Council ranks Florida in the top 5 states with uninsured drivers. In addition to the alarming number of drivers who simply do not have insurance are the drivers who only carry the bare minimum coverage necessary. Florida only requires evidence of Personal Injury Protection and Property Damage Liability coverage...