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Tag: Homeowners

Are you ready for La Niña?

Every year, the climate continues to do things we never expected. We will always remember 2020 as one for the record books. La Niña is no different, with the expectations of this occurrence to last from this winter well into spring 2021. That means there is an increased risk of flood, which could also result in unforeseen damage. Being prepared is key. As the year’s winding down...

Why Is Home Valuation Important?

That’s an interesting question because there are a number of people who don’t even know or understand what it is. If you’re a homeowner, you want to make sure you have the right amount of insurance on your home to protect your interests. That begins with valuation. What exactly is valuation? Valuation is making sure your insurance coverage matches what your home is worth. One...

Do I Really Need Hurricane or Windstorm Insurance?

If you live in a hurricane-prone area, there’s no way you can go without having hurricane and wind insurance. Although it seems like a no-brainer, this is a necessity. What exactly is wind and hurricane insurance? This type of insurance covers damages caused by hurricanes or heavy winds. It’s important to note that these policies do not cover floods, so an additional flood insurance policy...

Homeowner's Insurance - What should you be asking about your coverage?

What to look for in a homeowner’s insurance policy If you’re a homeowner (especially one with a mortgage), one of the first things you need to look into is homeowner’s insurance. While it’s supposed to protect you and your home from unexpected events and damage, have you really read the fine print? If you’re new to the world of homeownership, this insurance policy could easily...

Homeowner's Insurance - What is it and what does it cover?

What’s the deal with homeowners insurance? When purchasing a home, the term homeowners’ insurance comes up quite a bit. Although it’s an assumption that it’s a requirement, many new buyers don’t understand what homeowners insurance covers and why they truly need it. Let’s start with the basics: What is homeowners’ insurance? This is a series of coverages that assist in repairing or replacing your home,...