Tag: Homeowners

Do I Really Need Hurricane or Windstorm Insurance?

If you live in a hurricane-prone area, there’s no way you can go without having hurricane and wind insurance. Although it seems like a no-brainer, this is a necessity. What exactly is wind and hurricane insurance? This type of insurance covers damages caused by hurricanes or heavy winds. It’s important to note that these policies do not cover floods, so an additional flood insurance policy...

Homeowner's Insurance - What should you be asking about your coverage?

What to look for in a homeowner’s insurance policy If you’re a homeowner (especially one with a mortgage), one of the first things you need to look into is homeowner’s insurance. While it’s supposed to protect you and your home from unexpected events and damage, have you really read the fine print? If you’re new to the world of homeownership, this insurance policy could easily...

Homeowner's Insurance - What is it and what does it cover?

What’s the deal with homeowners insurance? When purchasing a home, the term homeowners’ insurance comes up quite a bit. Although it’s an assumption that it’s a requirement, many new buyers don’t understand what homeowners insurance covers and why they truly need it. Let’s start with the basics: What is homeowners’ insurance? This is a series of coverages that assist in repairing or replacing your home,...

Wind and Hurricane Insurance - What Homeowners Need To Know

How strong is your homeowners’ policy? Having homeowners’ insurance is important, but knowing what that covers is crucial. With inclement weather popping up at a moment’s notice, the policy must include areas you may not think you need. For instance, you may live in an area that requires flood insurance. Did you know that’s an extra policy? Even with a policy in place, there are...

Rising Flood Insurance Rates

Homeowners Are Feeling the Pinch from Rising Flood Insurance Rates.  Homeowners throughout the Tampa Bay area could see flood insurance rates rise, again. Simply, the National Flood Insurance Program, which provides many such policies in the region, is likely to continue to raise insurance rates for homeowners. The reason is easy to see, as flooding continues to be a concern as massive hurricanes continue to...