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Tag: Homeowners Insurance

How to Ensure Your Home is Prepared to Weather Any Storm

Posted: September 16, 2023

Although summer means warmer temperatures, it can also bring thunderstorms, with hail, rain, lightning, and strong winds. The following are some tips on preparing your home for harsh weather conditions and summer storms. Clear Your Gutters and Check Your Roof The exterior of your home is its first defense against interior damage. Clear and clean your gutters to direct water away from your home and...

The Benefits of Umbrella Insurance

Posted: September 2, 2023

Accidents can happen to anyone, often leading to extensive financial losses. Umbrella insurance is a type of personal liability coverage that covers injury to others or damage to their possessions. It covers other family or household members as well as policyholders. It is a low-cost way to obtain significant additional liability coverage. Umbrella insurance provides the following benefits. Broader Coverage Umbrella personal liability insurance can...

Home Insurance for Rental Properties: What You Need to Know

Posted: August 1, 2023

Many people who own homes today rent them out to others. If you are renting out your home, whether on a short-term or a long-term basis, it is essential to understand that your homeowners insurance may not cover losses incurred while the property is being rented. The following is information about insurance coverage for renting out a residence in different scenarios. Short-Term Rentals of a...

Protect Your Home and Your Wallet: Roofing Considerations for Lower Insurance Costs in Florida

Posted: June 14, 2023

As a homeowner in Florida, it's essential to be aware of the factors that can impact your insurance rates. One crucial aspect that insurance carriers often take into account is the age of your roof. Did you know that most carriers have a guideline of 15 years or less for maximum roof age, regardless of the material used? If your roof is older than that,...

Be Ready for Hurricane Season

Posted: May 4, 2023

Hurricane season will soon be upon us, and while we can’t control Mother Nature, we can control our preparedness. Hurricanes can cause significant damage to homes, businesses, and entire communities, so it’s important to take the necessary steps to protect ourselves and our property. One of the first steps to take is to ensure that you have adequate insurance coverage. If you’ve let your hurricane...