Spring Rain and Hurricanes – Are You Prepared?
Posted: March 8, 2023
Spring Rain and Hurricanes – Are You Prepared?Spring is here! That means the rainy season is upon us and hurricane season starts right after June 1. With FEMA having a 30-day waiting period from when the policy is paid for to when coverage is active, this is a great time to get flood coverage in motion. What is considered a flood? FEMA.gov defines a flood as; “A general and temporary condition of...
Protect Your Home During the Holidays
Posted: November 11, 2022
Protect Your Home During the HolidaysHo, Ho, Help Me During the Holidays! The holiday season is notorious for mishaps and unexpected occurrences in the form of break-ins and thefts. Whether you’re staying home to entertain family and friends or headed out for a lengthy period, your property may be at risk. The best way to ensure you have some protection in place is to make sure your homeowner's insurance policy...
New bill passed…. Is relief coming for Florida Homeowners Insurance?
Posted: July 11, 2022
New bill passed…. Is relief coming for Florida Homeowners Insurance?Florida’s doing something about property insurance in their state. In an attempt to consider legislation that affects reinsurance, property insurance, civil remedies, appropriations, and changes to the Florida building code that will improve the affordability of property insurance, a special legislative session was called. As a result of the session, bills were signed (Read More) by Governor DeSantis on May 26, 2022. Here is a...
Rising Home Insurance Rates in Florida
Posted: March 15, 2022
Rising Home Insurance Rates in FloridaHome insurance is something all homeowners need but in Florida, they wish they could go without. Unfortunately, Florida’s homeowners' insurance rates continue to increase for a number of reasons. In fact, Citizens Property Insurance Corp., the state-run home insurer approved two rate increases. The first, is an average 11% rate increase this year, followed by a 12% rate increase occurring in 2023. Is it surprising?...
What is Umbrella Insurance?
Posted: January 10, 2022
What is Umbrella Insurance?If you’ve ever heard someone talk about an additional insurance policy they have, chances are it’s an umbrella insurance policy. These are useful because you have extra protection for your existing policies. That means your auto, homeowners, and boat insurance policies are extended. One of the biggest advantages is coverage for things that may not be included in a standard policy like slander, false arrest,...