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Tag: Home Insurance

Importance of Flood Insurance - Even If You're Not In a Flood Zone

Flood insurance – most people think it just applies to areas that are deemed a flood zone. Recent history has shown us that you don’t have to live in a flood zone to get flooded out. A strong thunderstorm can cause immense water damage even if you’re nowhere near a lake. If you aren’t required to have a policy, it’s not a bad idea to...

Hurricane Season is Here. Do You Have the Right Insurance?

Hurricane season started just days ago in Florida and runs for the next five months. According to a recent article published in the Miami Herald, weather forecasters predict between 13 and 20 named hurricanes with three to five of those being Category 3 or higher. Floridians understand that experiencing a hurricane is not a matter of if, but when. If you have let your hurricane insurance...

Are you ready for La Niña?

Every year, the climate continues to do things we never expected. We will always remember 2020 as one for the record books. La Niña is no different, with the expectations of this occurrence to last from this winter well into spring 2021. That means there is an increased risk of flood, which could also result in unforeseen damage. Being prepared is key. As the year’s winding down...

Why Is Home Valuation Important?

That’s an interesting question because there are a number of people who don’t even know or understand what it is. If you’re a homeowner, you want to make sure you have the right amount of insurance on your home to protect your interests. That begins with valuation. What exactly is valuation? Valuation is making sure your insurance coverage matches what your home is worth. One...

Need Extra Insurance? Get An Umbrella Policy.

What is Umbrella Insurance? Umbrella Insurance is a form of personal liability insurance. It provides additional insurance to supplement homeowners, watercraft or auto coverage. One of the great things about umbrella insurance is that it doesn’t just cover the main policyholder, but it also covers everyone in the family or home. What does umbrella insurance cover? Consider someone gets injured or there is damage to...