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Tag: Excess Liability

Animal Liability

Being a pet owner is very rewarding, but it also brings with it a significant amount of responsibility. While people expect to be responsible for feeding and exercising their pet, many people don’t realize that they are also responsible for their pet’s actions, often financially.  In fact, animal bites are one of the primary reasons for homeowners’ liability claims in Florida. In the past, you...

Why You Need Uninsured Motorist Coverage, Especially in Florida

In Florida, approximately 1 out of every 4 drivers are driving without automobile insurance. The Insurance Research Council ranks Florida in the top 5 states with uninsured drivers. In addition to the alarming number of drivers who simply do not have insurance are the drivers who only carry the bare minimum coverage necessary. Florida only requires evidence of Personal Injury Protection and Property Damage Liability coverage...