Tag: Coverage

Insurance Rates Rise in Florida

TALLAHASSEE — Floridians are driving more and getting into a lot more accidents, and they're paying the price with rising car insurance rates that are already among the nation's highest. Premiums have risen 14 percent statewide since Jan. 1 of last year — nearly the exact opposite of the ubiquitous TV commercials offering savings of 15 percent or more on car insurance. "People are driving more,"...

Brief Introduction to TypTap by Homeowner’s Choice, Inc.

Forget what you thought you knew about obtaining flood insurance. TypTap Insurance Company, a newly-formed HCI Group, Inc. subsidiary, is now Florida’s first licensed insurer to focus solely on flood insurance. This online platform for quoting and binding flood insurance policies promises to have you completely insured in mere minutes. TypTap was created in order to be an alternative to the National Flood Insurance Program....

Home Insurance Does Not Cover Flood Damage

Finding a puddle of water in your living room when you get home from vacation is a bad surprise. Finding out that your homeowners insurance doesn’t cover floods is an even worse surprise. Many people are not aware that a homeowner’s insurance policy does not include flood insurance. Flood insurance covers your property and/or contents against storm surges and flooding during torrential rains, hurricanes and...

Flood Insurance

Flood Insurance What is Flood Insurance? Flood insurance covers damage caused by rising water. Floods can happen anywhere, anytime–not just in coastal areas or near lakes and rivers. Torrential rain, snowmelt, mudslides, dam failures and inadequate drainage systems can all cause flood losses. There are two types of flood policies: Preferred and Standard. The flood hazard zone you live in determines the type of policy...

Car Maintenance: 5 Things Anyone Can Do

Basic Car Care Tips October is Fall Car Care Month, and, with the weather in many areas turning colder and wetter, and the days getting shorter, it’s the perfect time to perform some routine maintenance on your car to help ensure safety and reliability. What’s that? You’re not a mechanic? Not to worry. You don’t have to be an expert to handle these tasks. In...