Insurance Rates Rise in Florida
Posted: April 20, 2017
Insurance Rates Rise in FloridaTALLAHASSEE — Floridians are driving more and getting into a lot more accidents, and they're paying the price with rising car insurance rates that are already among the nation's highest. Premiums have risen 14 percent statewide since Jan. 1 of last year — nearly the exact opposite of the ubiquitous TV commercials offering savings of 15 percent or more on car insurance. "People are driving more,"...
Brief Introduction to TypTap by Homeowner’s Choice, Inc.
Posted: April 20, 2017
Brief Introduction to TypTap by Homeowner’s Choice, Inc.Forget what you thought you knew about obtaining flood insurance. TypTap Insurance Company, a newly-formed HCI Group, Inc. subsidiary, is now Florida’s first licensed insurer to focus solely on flood insurance. This online platform for quoting and binding flood insurance policies promises to have you completely insured in mere minutes. TypTap was created in order to be an alternative to the National Flood Insurance Program....
Flood Insurance
Posted: February 15, 2016
Flood Insurance What is Flood Insurance? Flood insurance covers damage caused by rising water. Floods can happen anywhere, anytime–not just in coastal areas or near lakes and rivers. Torrential rain, snowmelt, mudslides, dam failures and inadequate drainage systems can all cause flood losses. There are two types of flood policies: Preferred and Standard. The flood hazard zone you live in determines the type of policy...
After a Car Accident
Posted: January 12, 2015
Immediately following a car accident, the most important thing is to ensure everyone involved is safe. If any injuries exist, be sure emergency services are called immediately so medical care can be administered as quickly as possible. If, thankfully, no one is seriously injured in the accident, you may find yourself wondering about the next steps once the dust settles and your adrenaline surge is...
Do I Have “Full Coverage?”
Posted: November 10, 2014
In the insurance industry we often get asked for policies providing “full coverage,” but this is not a straightforward request. “Full coverage,” is not technically an insurance term. Many people use “full coverage” to refer to automobile insurance policies that carry both the liability coverage generally required to register a vehicle and coverage for the vehicle itself, specifically comprehensive and collision coverage. Having “full coverage” does...