Tag: All About Insurance

Do I Really Need Hurricane or Windstorm Insurance?

If you live in a hurricane-prone area, there’s no way you can go without having hurricane and wind insurance. Although it seems like a no-brainer, this is a necessity. What exactly is wind and hurricane insurance? This type of insurance covers damages caused by hurricanes or heavy winds. It’s important to note that these policies do not cover floods, so an additional flood insurance policy...

Private or National Flood Insurance Program? What’s the difference?

Most people don’t realize there are two kinds of flood insurance. While most people know and understand the National Flood Insurance Program (NFIP) which is managed by FEMA, the availability of private flood insurance is growing. What does private flood insurance cover? Private flood insurance not only covers your home and its contents, it also offers loss-of-use coverage, which pays for relocation expenses. Although this...

What about RV insurance if you're off the road?

RV Insurance and COVID-19 It’s the time of year where most people get ready to hit the road and see what life has to offer. The pandemic, or COVID-19 has changed what that may look like in the coming months. Although gas prices are lower than ever, people aren’t traveling. Even as states open up, the travel restrictions may not agree with your planned excursion....

How much motorcycle insurance do I need?

There’s nothing better than zipping down the open road with the wind as your friend, right? If you’re operating a motorcycle, there are rules to follow. For all intents and purposes, motorcycles are considered motor vehicles that must carry insurance. While that definitely makes sense, it can be difficult figuring out how much insurance is required. Each state has their own rules for minimum liability...

What Is A Telematics Device And How Can It Help Me Save On Auto Insurance?

Telematics Device   You’re a good driver, so why are your rates going up? Chances are bad drivers or other issues that have nothing to do with you are unknowingly affecting you. With traffic and an increasing number of accidents on the road, insurance companies think twice about who gets insured and how much their policy will be. Although unfair, there is a solution –...