Tag: Accident

Insurance Rates Rise in Florida

TALLAHASSEE — Floridians are driving more and getting into a lot more accidents, and they're paying the price with rising car insurance rates that are already among the nation's highest. Premiums have risen 14 percent statewide since Jan. 1 of last year — nearly the exact opposite of the ubiquitous TV commercials offering savings of 15 percent or more on car insurance. "People are driving more,"...

Winter Driving Safety Tips

Falling snow can be picturesque, but it can also wreak havoc on the roads. While no one enjoys driving in snowy or slippery conditions, there are steps you can take to help improve your safety with these winter driving tips. Here are some guidelines that can help you stay safe when driving in adverse winter conditions: Make sure your car is prepared for cold temperatures...

Adjust Your Auto Policy To Protect You On Your Motorcycle

Although I’m a Risk Management Specialist, this subject will not be about the pros and cons of motorcycle ownership. There is an insurance coverage that is unknown to most, if not all, motorcycle riders I encounter – the coverage is Stacked Uninsured Motorist on their auto policy. What does your auto policy coverage have to do with your motorcycle one might ask? Uninsured Motorist coverage...

After a Car Accident

Immediately following a car accident, the most important thing is to ensure everyone involved is safe. If any injuries exist, be sure emergency services are called immediately so medical care can be administered as quickly as possible. If, thankfully, no one is seriously injured in the accident, you may find yourself wondering about the next steps once the dust settles and your adrenaline surge is...

Do I Have “Full Coverage?”

In the insurance industry we often get asked for policies providing “full coverage,” but this is not a straightforward request. “Full coverage,” is not technically an insurance term.  Many people use “full coverage” to refer to automobile insurance policies that carry both the liability coverage generally required to register a vehicle and coverage for the vehicle itself, specifically comprehensive and collision coverage. Having “full coverage” does...