Category: Property

Animal Liability

Being a pet owner is very rewarding, but it also brings with it a significant amount of responsibility. While people expect to be responsible for feeding and exercising their pet, many people don’t realize that they are also responsible for their pet’s actions, often financially.  In fact, animal bites are one of the primary reasons for homeowners’ liability claims in Florida. In the past, you...

Windstorm Mitigation Inspection

As essential as homeowners’ insurance may be, it can also seem quite expensive for something you’ll hopefully never use. In Florida, as well as other catastrophe-prone areas, the cost can seem exorbitant. Various factors influence your homeowners’ insurance cost, and while you may not be willing or able to change the area of the country where you live, there are factors about your home that...

Flood Insurance

While homeowners’ insurance typically provides protection for things like a fire, lightning strike, hail damage, theft, and many other hazards, one thing usually not covered under a homeowners’ policy is flood. With few notable exceptions, you must purchase a separate flood insurance policy in order to protect your home from rising water, mud slides, and tidal surge. The National Flood Insurance Program provides coverage for...