Category: Property

What to do before and after the storm

Before the storm  The CFA offers these three tips:  Locate your homeowners or renters policy, and make sure it's in a safe place where you can reach it after the storm. Review your policy to find out how and where to report a claim. If possible, document your belongings with photos or a video tour. The Property Casualty Insurers Association of America also recommends a...

Do You Need Homeowners Insurance?

If you own a home and have a mortgage it is likely that you have a Homeowners Insurance policy. To qualify for a mortgage and to maintain it, most mortgage lenders demand that you have this protection. As a minimum, your homeowner’s insurance policy protects you financially in the event of fire or vandalism. Separate flood insurance also protects you from water damage caused by...

HCI to Expand Flood Insurance Sales to Nine States

HCI to Expand Flood Insurance Sales to Nine States As Congress tries to figure out how to change the federal flood insurance program to encourage more private insurer involvement, one insurer isn’t waiting to wade deeper into the private flood insurance business. Florida-based HCI Group is looking to take its Florida flood insurance experience and proprietary insurance technology to nine additional states. HCI Group said...

Are You Ready For Hurricane Season?

Hurricane season is here, are you ready for it?  Floridians often take a ho-hum attitude when hurricane seasons arrives believing that if they and their property came through past hurricanes without incident, they are safe. These folks are mistaken as the need for advance preparations cannot be overstated. How To Prepare for Hurricane Season Start planning for hurricane season in Florida before the season begins....

Florida Sinkhole Insurance - Do You Need It?

Sinkhole Homeowner Insurace What Causes Sinkholes in Florida? Florida has earned international notice for its hurricanes and alligators, but, there is a third important natural disaster for Floridians to worry about – sinkholes. Florida is the number one state in the United States for the natural occurrence of sinkholes.       Few parts of Florida may be less prone to developing sinkholes. The Florida peninsula is...