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Category: Property

Do you need to insure your golf cart?

If you have recently purchased a golf cart, you are probably wondering if you need to get insurance for it. The Florida Highway Safety and Motor Vehicles Administration has provided specific guidance on this topic that we share in this blog. What is a Golf Cart According to Florida Law? Florida considers any motor vehicle specifically designed and manufactured for use on a golf cart...

Are you ready for La Niña?

Every year, the climate continues to do things we never expected. We will always remember 2020 as one for the record books. La Niña is no different, with the expectations of this occurrence to last from this winter well into spring 2021. That means there is an increased risk of flood, which could also result in unforeseen damage. Being prepared is key. As the year’s winding down...

A Policy for Personal Articles?

Yes, it exists. You may be wondering what a personal articles policy is, but it’s exactly how it sounds. Think about this -wouldn’t you want all your valuables protected if something happened? Let’s face it – homeowner’s insurance doesn’t always cover everything, especially if you have expensive things. The worst thing you can do is need additional insurance and not have it. This policy, also...

Why Is Home Valuation Important?

That’s an interesting question because there are a number of people who don’t even know or understand what it is. If you’re a homeowner, you want to make sure you have the right amount of insurance on your home to protect your interests. That begins with valuation. What exactly is valuation? Valuation is making sure your insurance coverage matches what your home is worth. One...

Do I Really Need Hurricane or Windstorm Insurance?

If you live in a hurricane-prone area, there’s no way you can go without having hurricane and wind insurance. Although it seems like a no-brainer, this is a necessity. What exactly is wind and hurricane insurance? This type of insurance covers damages caused by hurricanes or heavy winds. It’s important to note that these policies do not cover floods, so an additional flood insurance policy...