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Category: Insurance Advice

Holiday Season - Stay Safe on the Road

With the pandemic still going strong but people wanting to get out of the house, more people will be headed to gatherings indoors with loved ones. As the holiday season quickly approaches, taking extra precautions and watching out for people crossing the street in their neighborhoods can make the difference between happy holidays or wishing you had a magic wand for a ‘do-over.’ Highway safety...

Private or National Flood Insurance Program? What’s the difference?

Most people don’t realize there are two kinds of flood insurance. While most people know and understand the National Flood Insurance Program (NFIP) which is managed by FEMA, the availability of private flood insurance is growing. What does private flood insurance cover? Private flood insurance not only covers your home and its contents, it also offers loss-of-use coverage, which pays for relocation expenses. Although this...

What about RV insurance if you're off the road?

RV Insurance and COVID-19 It’s the time of year where most people get ready to hit the road and see what life has to offer. The pandemic, or COVID-19 has changed what that may look like in the coming months. Although gas prices are lower than ever, people aren’t traveling. Even as states open up, the travel restrictions may not agree with your planned excursion....

Homeowner's Insurance - What should you be asking about your coverage?

What to look for in a homeowner’s insurance policy If you’re a homeowner (especially one with a mortgage), one of the first things you need to look into is homeowner’s insurance. While it’s supposed to protect you and your home from unexpected events and damage, have you really read the fine print? If you’re new to the world of homeownership, this insurance policy could easily...

Personal Articles Policy - What is it and why do I need it?

Do you need a personal articles policy?   If you have certain valuables like watches, jewelry or collectibles, you may want to get a personal articles policy in addition to your homeowners’ coverage. You may also hear it called Personal Articles Floater (PAF), which is the same thing. It’s no secret standard homeowners’ policies have limitations and maximums on the amount of items to be replaced....