Category: Insurance Advice

What about RV insurance if you're off the road?

RV Insurance and COVID-19 It’s the time of year where most people get ready to hit the road and see what life has to offer. The pandemic, or COVID-19 has changed what that may look like in the coming months. Although gas prices are lower than ever, people aren’t traveling. Even as states open up, the travel restrictions may not agree with your planned excursion....

Homeowner's Insurance - What should you be asking about your coverage?

What to look for in a homeowner’s insurance policy If you’re a homeowner (especially one with a mortgage), one of the first things you need to look into is homeowner’s insurance. While it’s supposed to protect you and your home from unexpected events and damage, have you really read the fine print? If you’re new to the world of homeownership, this insurance policy could easily...

Personal Articles Policy - What is it and why do I need it?

Do you need a personal articles policy?   If you have certain valuables like watches, jewelry or collectibles, you may want to get a personal articles policy in addition to your homeowners’ coverage. You may also hear it called Personal Articles Floater (PAF), which is the same thing. It’s no secret standard homeowners’ policies have limitations and maximums on the amount of items to be replaced....

Life Happens - Be Prepared - Part 8 of a 12 part series

Life Insurance Can Pay Off Your Mortgage No one really likes making that mortgage payment every month. But, if you are doing okay, working as you usually do, it is something you can do. Here’s a harsh, fairly negative view, though. What happens if your family isn’t able to keep making those payments because your income is no longer available to them? Could they do...

Life Happens - Be Prepared - Part 7 of a 12 part series

HOW DOES PERMANENT LIFE INSURANCE IMPACT ESTATE PLANNING? Estate planning is the process of creating a process for what happens to your investments and assets after your death. It also works to minimize taxation and helps you to protect your family. Permanent life insurance can often be an integral part of this plan. It’s essential to work with a trusted, experienced independent life insurance agent...