Category: Insurance Advice

Life Happens – Be Prepared – Part 8 of a 12 part series

Life Insurance Can Pay Off Your Mortgage No one really likes making that mortgage payment every month. But, if you are doing okay, working as you usually do, it is something you can do. Here’s a harsh, fairly negative view, though. What happens if your family isn’t able to keep making those payments because your income is no longer available to them? Could they do... Read Article

Life Happens – Be Prepared – Part 7 of a 12 part series

HOW DOES PERMANENT LIFE INSURANCE IMPACT ESTATE PLANNING? Estate planning is the process of creating a process for what happens to your investments and assets after your death. It also works to minimize taxation and helps you to protect your family. Permanent life insurance can often be an integral part of this plan. It’s essential to work with a trusted, experienced independent life insurance agent... Read Article

Life Happens – Be Prepared – Part 6 of a 12 part series

How Can Permanent Cash Value Life Insurance Pay for College? Paying for college gets more expensive every year. Yet, you would do anything to ensure that your child’s education is always within reach. Many families create a combination of methods to pay for school, such as savings plans and investment accounts. But, for some, a permanent life insurance policy can be an excellent way to... Read Article

Life Happens – Be Prepared – Part 5 of a 12 part series

Disability Insurance for High Income Earners Are you a doctor, lawyer, or other well-paid professional? If so, your needs for disability insurance are the same as anyone else. However, trying to get by on a traditional policy simply may not help. As a high income earner, you need disability insurance designed to address the amount of income you earn, and your financial needs. Accidents and... Read Article

Life Happens – Be Prepared – Part 2 of a 12 part series

You Cannot Afford to Be Without Term Life Insurance – It’s Well Within Your Reach, Too You’re a homeowner. You’re working to raise a family or thinking about sending your children off to college in a few years. The financial obligations are mounting. If you don’t have a term life insurance plan in place right now, you need to act. A simple, cost-effective term life... Read Article