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Keeping Your Auto Insurance Rates Low: Factors You Can Control

Posted: September 8, 2023

Auto insurance is a crucial aspect of responsible car ownership, but it can also be a significant financial burden if you're not careful. While some factors affecting your auto insurance rates are beyond your control, there are several things you can do to help keep your premiums affordable. In this blog, we'll explore the factors that influence your auto insurance rates and provide tips on...

Navigating the Waters of Protection:  A Comprehensive Guide to Boat and PWC Insurance

Posted: August 15, 2023

Who doesn’t enjoy those treasured days of a sun-drenched horizon, the gentle lapping of water against the sides of your vessel, and the thrill of wind in your hair as you navigate the open water on your boat or jet ski. While these moments of aquatic escapade are invigorating, they also come with responsibilities. Just as you protect your home and car, safeguarding your watercraft...

Revolutionizing safe driving with telematic options

Posted: July 14, 2023

In today's world, driving safely is not just about avoiding accidents; it can also help you save on auto insurance premiums. Thanks to the advent of telematics technology, leading auto carrier’s programs like Progressive’s "SnapShot", Travelers "IntelliDrive", and Safeco’s "RightTrack" have introduced innovative programs that offer a win-win solution, allowing policyholders to enhance their driving skills while potentially reducing their insurance costs by up to...

Protect Your Home and Your Wallet: Roofing Considerations for Lower Insurance Costs in Florida

Posted: June 14, 2023

As a homeowner in Florida, it's essential to be aware of the factors that can impact your insurance rates. One crucial aspect that insurance carriers often take into account is the age of your roof. Did you know that most carriers have a guideline of 15 years or less for maximum roof age, regardless of the material used? If your roof is older than that,...

Owner-occupied vs Tenant-occupied Homeowner’s Insurance

Posted: April 5, 2023

Do you ever rent out your home? Did you know there are different policies you need depending on how the property is occupied? Occupancy options are owner-occupied, tenant-occupied, or a mix of owner and tenant. The differences in owner-occupied and tenant-occupied insurance Owner-occupied: A property that is occupied 6-12 months out of the year by only the deeded owner(s), is an owner-occupied policy. This policy...