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Category: Insurance Advice

Need to Save on Insurance? Get a Telematics Device

Telematics Devices It’s no secret – costs are going up everywhere. With gas prices being sky-high, there’s got to be some way to cut down on vehicle costs, right? One of the first places people start looking is their car insurance policy. Instead of trying to increase your deductible or cut down on coverage, a telematics device may be a good solution. How can a...

Jewelry Insurance - Do you need it?

While your homeowner’s insurance policy may cover some of your valuables, having coverage that protects special items like jewelry can come in handy. Most people don’t think about jewelry insurance, but yes, it’s a thing. What is jewelry insurance? Jewelry insurance is a plan that may cover the full value of your loss. This could be theft, damage, accidental loss, and unknown disappearances. The good...

Rising Home Insurance Rates in Florida

Home insurance is something all homeowners need but in Florida, they wish they could go without. Unfortunately, Florida’s homeowners' insurance rates continue to increase for a number of reasons. In fact, Citizens Property Insurance Corp., the state-run home insurer approved two rate increases. The first, is an average 11% rate increase this year, followed by a 12% rate increase occurring in 2023. Is it surprising?...

Do I need to insure my jet ski and ATV? Yes!

Powersports Insurance Did you know power sports is an entire lifestyle? In fact, there are many vehicles that fall into this category that may surprise you. Motorcycles, utility side-by-side vehicles, ATVs, personal, luxury, recreational, and performance watercraft, and snowmobiles are all in this class. That means these vehicles have specialized insurance available. What is Specialized Powersports Insurance? These are special policies designed to provide the...

What is Umbrella Insurance?

If you’ve ever heard someone talk about an additional insurance policy they have, chances are it’s an umbrella insurance policy. These are useful because you have extra protection for your existing policies. That means your auto, homeowners, and boat insurance policies are extended. One of the biggest advantages is coverage for things that may not be included in a standard policy like slander, false arrest,...