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Category: Insurance Advice

Hurricane Season is Here. Do You Have the Right Insurance?

Hurricane season started just days ago in Florida and runs for the next five months. According to a recent article published in the Miami Herald, weather forecasters predict between 13 and 20 named hurricanes with three to five of those being Category 3 or higher. Floridians understand that experiencing a hurricane is not a matter of if, but when. If you have let your hurricane insurance...

Do you need to insure your golf cart?

If you have recently purchased a golf cart, you are probably wondering if you need to get insurance for it. The Florida Highway Safety and Motor Vehicles Administration has provided specific guidance on this topic that we share in this blog. What is a Golf Cart According to Florida Law? Florida considers any motor vehicle specifically designed and manufactured for use on a golf cart...

Customizing your motorcycle insurance policy

Riding like the wind doesn’t mean anything if you’re not properly insured. Every state requires some form of motorcycle insurance which usually has a set of minimums in place. Although this provides some type of protection, it’s always best to customize your motorcycle policy to ensure you have what you need. Types of Motorcycle Coverage There are many types of coverage that can be added...

No more wondering - YES you need renter's insurance

A renter's insurance policy has more benefits than you think. While most rental properties require one, the protection you receive outweighs the cost. Did you know research from The Insurance Information Institute indicates that only 37% of renters have insurance? That means a lot of people don't understand why they need one and even more may have lost property they couldn't afford to replace. Here...

Ready to Save on Your Insurance? Get a Telematics Device

Have you ever wondered why some people have lower rates and live in the same area? Chances are they have a telematics device installed that helps them get those premium rates. Although telematics devices have been around for a long time, there are a lot of people who don’t know what they are and how they can help their insurance rates. What is a telematics...