Category: Auto Insurance

7 Most Common Driving Hazards & How To Avoid Them

It can be hazardous to set out on the roadways today. Heavy traffic, dangerous driving behaviors, and other factors can turn our streets and highways into an obstacle course for motorists. The following are some of the most common driving hazards and what you can do to avoid them. Congested Traffic Traffic jams and congestion can lead to accidents. When you are driving in heavy...

What Is A Telematics Device And How Can It Help Me Save On Auto Insurance?

Telematics Device   You’re a good driver, so why are your rates going up? Chances are bad drivers or other issues that have nothing to do with you are unknowingly affecting you. With traffic and an increasing number of accidents on the road, insurance companies think twice about who gets insured and how much their policy will be. Although unfair, there is a solution –...

Understanding The Difference: Standard Auto Insurance Vs. ATV Insurance

All-terrain vehicles come with risks, and they can be expensive to replace when damaged in a crash. If you have an ATV, you won’t be able to rely on your car insurance to protect you. ATVs are not covered by standard auto insurance policies. Also, ATV insurance may be required by law if you ride in certain areas, such as state parks. On the upside,...

Commercial Auto Insurance

Unless you have a fleet of company cars or a large utility truck, you may not have given much thought to commercial auto insurance. However, there is a thin line between personal and commercial auto insurance. Let us help you make sure you’re on the right side of it. Driving to Work vs. Driving FOR Work Driving to and from work would normally be covered...

When Do My Kids Need Their Own Car Insurance Policy?

Eventually, the time comes for chicks to leave the nest. When children leave home, it often goes through several phases. Kids turn 18, graduate from high school, and may go off to college, but their parents are still providing support in many ways. At what age does a child need his or her own auto insurance policy? That depends on where your child is living...